The primary business of Lawrence C. Musgrove Associates, Inc. has been providing third-party contract administrative services to Taft-Hartley Health and Welfare, Pension, Annuity, and Apprentice/Training funds. We have a joint venture with American Benefit Corporation (ABC) to provide access to the Anthem Blue Cross and Blue Shield provider network. This arrangement allows smaller groups, which would not otherwise qualify due to size, access to Anthem’s above average discounts. This has proven to be very advantageous to our Funds in saving money for both participants and the Funds.

Administrative


  • Printing of ID cards
  • Reconciliation of Bank Statements
  • Processing of Employer contributions
  • Enrollment processing
  • Vendor payment processing
  • Eligibility file maintenance
  • Year end tax form preparation
  • Annual employee contribution/Accrued benefit letters
  • Quarterly eligibility letters to members
  • Trustee meeting support – Packets and minutes
  • Processing reciprocals to participating unions
  • Process death benefit claims

Pension


  • Direct deposit of Pension check
  • Pension calculation and correspondence
  • Reciprocal Pensions
  • IRS forms and required filings
  • SPD review and distribution to participants

Annuity


  • General administrative services of Annuity fund
  • IRS forms and required filings
  • SPD review and distribution to your members

Health


  • Health, dental and vision claims processing
  • Customized health benefits design
  • Use of PPO networks
  • Use of pharmacy benefit managers
  • Claims re-pricing
  • Loss of time/Disability processing
  • Tax form preparation
  • EDI/HIPAA compliance
  • Appeal review
  • Answer phone calls from participants
    regarding claims status
  • COBRA processing
  • HIPAA certification
  • Stop Loss
  • SPD review and distribution to participants